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Specializing in Dental Practice Sales, Transitions, and Appraisals

George D. Stollings and Associates, Inc.

Loan Source Referrals

Specialty Lenders Exist To Meet The Full Range Of Dentists’ Financing Needs:  A number of lenders specialize in serving dentists, offering financing options for: (i) practice purchases; (ii) practice start-ups: (iii) equipment additions & replacements; (iv) practice expansions; (v) operating & working capital; (vi) practice relocation; (vii) real estate & office building purchases; and, (viii) debt consolidation.

 

Terms & Provisions Available Through Specialty Lenders:  Each specialty lender that we work with has slightly different lending products, with varying terms and provisions.  Until we know the purpose of the financing you seek, we can’t address in detail what might be available.  However, we can provide some advance insights.  Lending products from this group of specialty lenders may include many or all of the following.

 

Practice Purchases:

¨ 100% financing for practice purchase price, plus operating / working capital;

¨ 7 to 15 year repayment terms on practice purchases – to best match the cash-flow of the practice;

¨ Fixed interest rate for the length of the term, or variable interest rate options;

¨ Up to 12 months advance interest rate lock;

¨ Loan approvals (commitments) up to 6 months in advance of the sale closing;

¨ No points or closing costs;

¨ No prepayment penalty, or no prepayment penalty after the first year;

¨ Low administration / documentation fees;

¨ Practice purchase and real estate purchase combinations;

¨ Quick application turnaround time – Approvals normally within 12 to 14 days from the time that the complete application is submitted, and sooner in many cases.

 

Practice Improvement Financing:

¨ 100% tenant improvement financing;

¨ Up to 12 month interest rate lock during project phase;

¨ Financing for equipment and cabinetry;

¨ Working capital financing;

¨ Terms up to 15 years;

¨ Fixed and variable rate options.

 

Special Features For Equipment Purchase Loans:

¨ Flexible repayment structures;

¨ Financing for installation, training, supplies required in addition to the equipment purchase;

¨ Can lock rate up to 12 months in advance, locking it during the project phase;

¨ Fast, easy application process;

 

If you contact us to describe your financing needs, we’ll be happy to refer you to lenders that we think can meet your needs.

 

(Terms and provisions are those available on the date that this page of our web-site was last updated.  All such terms and provisions are subject to change by lenders from time to time.)

 

For more information or referral – Contact:

 

George D. Stollings, DDS

George D. Stollings and Associates, Inc.

Ph: (304) 486-5714

E-mail: george@gdstollingsassoc.com#

 

You Don’t Have To Be Our Client or Buying One Of Our Listed Practices

 

Referrals To Loan Sources Are Available For All Dentists